zafirooreda Terms and Conditions of Use

These Terms and Conditions govern your access to and use of zafirooreda.com and our subscription-based services. By using this site, you agree to comply with all terms set out below.

August 24, 2025

Acceptance of Terms

By accessing or using zafirooreda.com, you acknowledge and accept these Terms and Conditions, our Privacy Policy, and all other legal notices posted on this site. If you disagree, please do not use our services.

Key Definitions

For clarity, terms used in these Conditions are defined below.

• ‘zafirooreda’ refers to the business operating zafirooreda.com, offering ongoing financial planning by subscription.
• ‘User’ means any individual accessing the website or subscribing to our services.
• ‘Services’ refers to the consultation and planning support provided on a subscription basis.
• ‘Content’ means all information, text, images, and materials found on zafirooreda.com.

Use of Services

You agree to use our services lawfully and for their intended purpose. Misuse, duplication, or redistribution of site content is not permitted.

Eligibility

Services are available only to adults aged 18 or over residing in Australia. By using zafirooreda.com, you confirm you meet these requirements.

18+ only

Your Responsibilities

As a user, you must supply accurate, current information and keep your account secure.

• Keep login details and personal information confidential.
• Do not allow anyone else to use your account.
• Inform us promptly if you suspect unauthorised access.
• Comply with all applicable Australian laws and regulations.

Prohibited Uses

You may not use our site or services for the following purposes:

• Engaging in illegal, fraudulent, or harmful activities.
• Attempting to gain unauthorised access to accounts or systems.
• Misrepresenting your identity, qualifications, or intentions.
• Using automated scripts, bots, or scraping tools.
• Uploading viruses, malware, or harmful content.

Intellectual Property Rights

All content, branding, and materials on zafirooreda.com are owned by zafirooreda or its licensors. You may not copy, reproduce, or distribute content without written permission, except for personal reference. Trademarks and logos are property of their respective owners.

User-Generated Content

You are responsible for any content you submit to zafirooreda.com. Do not share confidential, unlawful, or infringing material.

Privacy and Data Protection

Your personal information is collected, used, and stored as outlined in our Privacy Policy. For details about your rights and our commitment to privacy, see our Privacy Policy page. See Privacy Policy

Disclaimer of Warranties

We provide this website and services on an ‘as is’ and ‘as available’ basis.

Limitation of Liability Statement

zafirooreda is not liable for losses from use of this website or services, except as required by Australian law.

Indemnification

You agree to indemnify zafirooreda for any claims or damages resulting from your use of our site or breach of these terms.

Dispute Resolution Process

Any disputes will be resolved under Australian law, and you consent to jurisdiction in Australian courts.

Governing Law Statement

These Terms are governed by the laws of Australia. Any claims are subject to Australian courts.

Termination

zafirooreda may terminate access or services at its discretion, including for breach of terms or unlawful use.

Changes to These Terms

zafirooreda reserves the right to update these Terms at any time. Please review regularly for changes.

Severability

If any part of these Terms is found invalid, the remaining sections remain enforceable.

Entire Agreement Statement

These Terms, together with our other policies, constitute the complete agreement between you and zafirooreda.

Contact for Terms

If you have questions about these Terms and Conditions, please contact us.